1 cup buttermilk

2 eggs

½ cup vegetable or canola oil

6 very ripe bananas, mashed

1 cup packed brown sugar

¼ cup honey

¼ cup molasses

2 cups bran

3 cups all-purpose flour

1 tablespoon plus 1 teaspoon baking powder

1 teaspoon salt

1 teaspoon baking soda

1 tablespoon cinnamon

1 tablespoon ground dry ginger

½ teaspoon nutmeg

1 teaspoon ground cloves

1 cup finely chopped bittersweet chocolate

¾ cup finely chopped candied ginger.