1 can Eagle brand condensed milk ( 14 oz )
1 1/2 bags of chocolate chips ( 11.5 oz bags is what I use) any flavor you wish
1 cup chopped walnuts ( optional )

Toss all ingredients in to a mircowave bowl, melt till creamy pour into a 8x8 baking dish, cool for 2 hours cut and serve.

OR

1 cup peanut butter
1 cup Nutella
1 container vanilla frosting

Mix PB and Nutella. Melt frosting in microwave for 1 minute. Add to PB mixture. Stir well. Pour into dish refrigerate until set.